APYCalculator.com

Cookie Policy

Last updated: May 1, 2026

This Cookie Policy explains how APYCalculator.com uses cookies and similar technologies (web beacons, pixels, local storage). It supplements our Privacy Policy.

1. What are cookies?

Cookies are small text files stored on your device when you visit a website. They allow the site to remember your actions and preferences (such as preferred display settings) over a period of time, so you don't have to keep re-entering them whenever you come back or browse from one page to another. Similar technologies — such as web beacons, pixel tags, and local storage — work in comparable ways.

2. Categories of cookies we use

Strictly necessary

These cookies are required for the site to function. They include cookies that remember your cookie-consent choices and security tokens. They do not require consent because the site would not function without them.

Performance and analytics

We use analytics cookies — typically Google Analytics — to understand how visitors use the site in aggregate: which pages are most read, how visitors move between pages, and where performance problems occur. This data helps us improve the site. Where required by law, analytics cookies load only after you consent.

Advertising

We display advertising through Google AdSense. Google and its advertising partners use cookies to serve ads based on your prior visits to this and other websites, to limit how often you see the same ad, and to measure ad performance. Where required by law, advertising cookies load only after you consent.

Affiliate tracking

When you click an affiliate link, the affiliate network sets a cookie that identifies the referral as coming from this site. If you complete a qualifying action, that cookie allows the network to credit us with the referral. The cookie does not give us access to your personal account information.

3. Third-party cookies

Some cookies on this site are set by third parties, including:

  • Google — for AdSense advertising and Google Analytics.
  • Affiliate networks — when you click partner links.

We do not control third-party cookies. Each third party operates under its own privacy policy.

4. How to control cookies

You have several options for controlling cookies:

  • Browser settings. All major browsers let you view, delete, and block cookies. Look in the privacy or security section of your browser settings. Blocking all cookies may affect site functionality.
  • Google Analytics opt-out. Install the Google Analytics Opt-out Browser Add-on.
  • Advertising opt-out. Manage personalized advertising through Google Ads Settings, aboutads.info (Digital Advertising Alliance), or networkadvertising.org (Network Advertising Initiative).
  • Global Privacy Control. We honor GPC signals where applicable as an opt-out of the sale or sharing of personal information.

5. Do Not Track

Some browsers send a "Do Not Track" signal. Because there is no industry consensus on how to interpret these signals, we do not respond to them. We honor the more specific opt-out mechanisms listed above and any opt-outs you set through our consent banner where one is shown.

6. Changes to this policy

We may update this policy as our cookie use changes. When we do, we will update the "Last updated" date above.

7. Contact

Questions about cookies can be sent through our Contact page.